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How much Social Security benefits do you get if you retire at 62?

However, the Social Security Administration reduces benefits by 30% for people who retire at 62, meaning they receive just 70% of their full retirement benefit each month for life. For people born in 1960 or later, full retirement age is 67. This is the age at which you are entitled to 100% of your Social Security retirement benefit

Can I get Social Security if I'm 62?

Accessed Sep 6, 2023. You’re eligible for survivors benefits on someone else’s record and want to apply for these at 62, then switch to your own Social Security retirement benefits when or after you reach full-retirement age. » MORE: How much Social Security will I get at age 63?

What happens if you file for Social Security at 62?

By filing at 62, or any time before you reach full retirement age, you forfeit a portion of your monthly benefit. If you were born in 1962 or later, for instance, filing at 62 could reduce your monthly payment by as much as 30 percent. AARP’s Social Security Benefits Calculator can provide more details on how filing early reduces benefits.

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